Motorbike Insurance

[AC]

I've been doing some quotes online for a first bike and for a 675 they are coming back back with an average of £1,500 for Fully Comp and around £650 for TPFT. I feel 17 again with first year car insurance!

I'm interested to hear who you are with, how long you've been riding and what your current premium is. I'm torn between going for TPFT or just sucking it up and taking the first year sting of Fully Comp.

Cheers

 

[genman]

Keep shopping about and watch out for some companies that offer lower quotes but want massive excesses if you claim.

 

[hannakournikova]

Insurance for me has been increasing least few years.

 

[Dave..]

Carol Nash but I am an old man so may be cheaper

 

[Apis]

I went TPFT for years and most I ever paid was about £180 for a 600 Fazer in my first year. After about three years it became around £100 for any kind of bike, except when I had a Blade, it was about £180.

Someone ( @genman maybe? ) mentioned E A Davies and I've switched to them recently. My two bikes together are now about 60% of what I paid previously AND they are now both fully comp, not TPFT. So that's £120 for a ST1300 and Suz GT550 together on one policy. (They also employ people I can understand on the phone)

 

[AC]

Cheers for the replies, I'll give them a go!

 

[mike150]

Open & Direct..........£110 for a GSXR1000 and a Tiger 1050.

I wish my car insurance was like that!

 

[cupraricky]

I've been with adelaide / corn market since i started biking. Local ciompany and have always matched/bettered quotes got online. I find gocompare & thebikeinsurer the best online sites for prices then i'd call corn market and they get me sorted.

When i started out on 650 suzuki i think it was around £400, but dropped big time after first year. Now i pay £120ish for 1050 triumph.

Shoulda said prices quoted above are fully comp.

 

[Cookie Munster]

With the AA, £90 fully comp for the GSX1100

 

[Chris666]

28yo with no current NCB, licence for nearly 11yrs, decent postcode via gocompare

£480 TPFT with MCE (2002 R1)

£83 TPO with Just motorcycle insurance (2002 R1)

£325 Comp with Principal for a 2002 SV650

I have my TZR50 frame insured currently for £80yr comp just building NCB

 

[Creaney]

290 for me on my 675. this is my first bike. no NCB either

 

[AC]

290 for me on my 675. this is my first bike. no NCB either

Who are you with buddy? Is it a Daytona you have?

 

[Pitviper]

10 years NCB, TPF&T, £110 for an 04 GSX1400.

 

[Creaney]

yea, 2007 daytona 675.
with MCE

do a search on motorcycle news insurance.

 

[ilovequo]

It depends massively on your NCB.
Premium falls massively after first two or three years.

Im with Cornmarket at the moment. Found them ok...

 

[Debaser]

Open & Direct..........£110 for a GSXR1000 and a Tiger 1050.

I wish my car insurance was like that!

Always used O&D when I had bikes, very competitive

 

[clarkeg]

I'm with Adelaide and have been since I started biking 5 years ago.

5 years NCB, £180 for my BMW S1000rr, third party fire and theft

Clarke.

 

[Debaser]

TPF&T next to useless
I would always go fully comp on a bike, probably wouldn't cost much more

 

[Mabb]

I'm with Adelaide and have been since I started biking 5 years ago.

5 years NCB, £180 for my BMW S1000rr, third party fire and theft

Clarke.

Seriously TPFT on an S1000rr? Was fully comp much more?

 

[genman]

either of my bikes are more expensive TPFT...split policies this year for about £180 each FC and Full NCB

 

[clarkeg]

Seriously TPFT on an S1000rr? Was fully comp much more?

From memory it went up x4 of the TPFT