Car Insurance - New Development

acsmyth

RMS Regular
acsmyth
Messages
2,213
Location
Bangor, County Down
Drives
Supra
Anyone had issues with car insurance prices when moving into a new housing development?

Just received some quotes for our cars which are much higher, with a lot of insurers not even able to quote.

We're moving from BT4 to the Millreagh Development in BT16.
 

Turks

RMS Regular
Turks
Messages
2,636
Drives
Passat/Impreza
It’s all to do with where a lot of cars are being borrowed by the joy riders. But I’ve never heard of them not being able to give a quote.
 

Chris_702

RMS Regular
Chris_702
Messages
4,431
Location
Belfast
Drives
BMW M2
Probably because their database hasn't updated with the postcode as yet if it is a new build.
Millreagh has been up a few years now though so they should be able to quoteI'd have thought.

Have you tried using a local broker?
 

_Stu_

RMS Regular
_Stu_
Messages
1,395
I live very close to there in a new development also. I moved from Comber and my insurance went up a bit. I think it’s a higher risk area just.
 

WSM

RMS Regular
WSM
Messages
4,177
Drives
R8
Weird. That's where I live @acsmyth and had no trouble at all. I'm with Admiral currently.
 

Kerzo

RMS Regular
Kerzo
Messages
15,720
Location
Lisburn
Drives
Leon FR
I moved from the sticks to BT4 and it pretty much doubled for me, moving to BT13 though :scream:
 

NI_Volvo_Nut

RMS Regular
NI_Volvo_Nut
Messages
4,855
Location
Ballynahinch
Drives
Volvo's!
Last year my insurance had a difference of £200 with the same company just by changing the postcode from Bangor to Carrowdore - Carrowdore being more expensive!! WTF??
 

AC

RMS Regular
AC
Messages
3,003
NI_Volvo_Nut said:
Last year my insurance had a difference of £200 with the same company just by changing the postcode from Bangor to Carrowdore - Carrowdore being more expensive!! WTF??
Click to expand...

Carrowdore though. That’s where dirty mike and the boys are from.

240039
 

Daviddunlop83

RMS Regular
Daviddunlop83
Messages
8,196
Location
N.Ireland
I moved from Holywood to portaferry (outskirts) and it went from £350 to £500

But then added her on and it went back down to only £15 increase
 

jshek007

RMS Regular
jshek007
Messages
1,727
Location
Antrim
Drives
F30 335,FN2, R56
acsmyth said:
Anyone had issues with car insurance prices when moving into a new housing development?

Just received some quotes for our cars which are much higher, with a lot of insurers not even able to quote.

We're moving from BT4 to the Millreagh Development in BT16.
Click to expand...
Live in the area myself and no problems with insurance. Have been with Hastings the last couple of years who have been the most competitive.

So many rms people live in the vicinity.
 

407_hdi

RMS Regular
407_hdi
Messages
1,452
Location
Bangor
Drives
E-Class / Z4
NI_Volvo_Nut said:
Last year my insurance had a difference of £200 with the same company just by changing the postcode from Bangor to Carrowdore - Carrowdore being more expensive!! WTF??
Click to expand...
Mine dropped over £150 when I moved back to Bangor from Millisle a couple of years ago. I put it down to not tramping up and down crappy country roads everyday
 

slapshot_99

RMS Regular
slapshot_99
Messages
87
Drives
RS Focus
acsmyth said:
Anyone had issues with car insurance prices when moving into a new housing development?

Just received some quotes for our cars which are much higher, with a lot of insurers not even able to quote.

We're moving from BT4 to the Millreagh Development in BT16.
Click to expand...
It can take a while for a new area to build up some history in the insurance company databases and until that happens surrounding areas can have an undue influence.

Once the new development establishes itself and they have some accurate data to work off then you'll start to get more 'normal' quotes.....well by insurance lottery standards anyway !!
 

gpaevo

RMS Regular
gpaevo
Messages
9,415
Location
North Down Riviera
Drives
Audi B9.5
My buddy moved from Ards to Mill Mount. His insurance company refused to quote him at renewal for his M4. He put it down to the proximity to Ballybean, much the same as Millreagh.
 

DUB_MK3

RMS Regular
DUB_MK3
Messages
747
Location
Belfast
gpaevo said:
My buddy moved from Ards to Mill Mount. His insurance company refused to quote him at renewal for his M4. He put it down to the proximity to Ballybean, much the same as Millreagh.
Click to expand...
Ballybosina isn’t known for its car crime surely? Or is it based on crime in general?
 

WSM

RMS Regular
WSM
Messages
4,177
Drives
R8
slapshot_99 said:
It can take a while for a new area to build up some history in the insurance company databases and until that happens surrounding areas can have an undue influence.

Once the new development establishes itself and they have some accurate data to work off then you'll start to get more 'normal' quotes.....well by insurance lottery standards anyway !!
Click to expand...
It's been here ~10 years LOL :grinning:
 

G N K

RMS Regular
G N K
Messages
14,420
Location
Newtownabbey
Drives
Anything
I am absolutely disgusted at the price of my insurance this year tbh. £795 on a 05 320d, I'm 31 and quite frankly just dont understand it.

Quick moan on the web then spread it over the year with DD, it's a requirement so what are you to do eh.
 
You must log in or register to reply here.
Top