Crash Services ref Write Off

[Lyons]

Just noticed this, nightmare.

Any update? I assume they are claiming off the MIB? Good news on the guy actually getting done for it in this instance though.

 

[stevieturbo]

Puzzled as to why more people don’t have guaranteed hire cars on their policies? Surely this would avoid accident management companies, whose sole motive is profit at the expense of everyone else’s premiums?
Personally I have only experienced one write-off which was dealt with efficiently by wife’s insurers so perhaps blinkered by a positive experience.

And a guaranteed hire car wouldnt push up premiums ?

All of these things push up premiums, as well as countless others. But nobody seems to make a big deal about them. If the insurance system was honest and legit....premiums would be a fraction of the price they are. But every aspect is corrupt as ****.

 

[MarkJ2293]

In fact insurance companies have been caught on pushing up premiums and blaming it on a large percentage of fraudulent claims when the amount of fraudulent claims was actually in single figures. Also most insurance companies will supply a hire car to their own customers and charge the other insurer the same way an Accident Management company does. I’ll see if I can’t find a link

 

[MarkJ2293]

Sorry I’ll take that back, it was 19 fraudulent claims! This is in the south but it’s all the big companies using the same figures. The link is below

Una Mullally: Insurance industry claims about fraud do not add up

If fraud is so rampant, why is the industry not reporting cases to gardaí?

www.irishtimes.com

 

[Coog]

My own insurance had their own in house accident management department and the daily rate they had for an Audi A4 was mental

 

[Cartunes]

Didn't use Crash but I was given a cheque for the car minus salvage and was then told that I could do whatever I wanted with the car. Was a bit of a pain in the hole to be honest because I was landed with the motor and no idea what to do with it. It seems to be fairly common.

Edit: I wouldn't worry about SORNing it just yet tbh.

I find it hard to believe that you wouldn't know what to do with a salvaged car mate......

 

[rupertfinch]

Sorry I’ll take that back, it was 19 fraudulent claims! This is in the south but it’s all the big companies using the same figures. The link is below

Una Mullally: Insurance industry claims about fraud do not add up

If fraud is so rampant, why is the industry not reporting cases to gardaí?

www.irishtimes.com

Largely irrelevant as this is in reference to a foreign market. I can personally recollect a past pupil whose ability to rack up ‘dubious’ claims (I’ll not use fraudulent as that’s a medical/legal minefield) would account for over 10% of the Republics total.

 

[stevieturbo]

In fact insurance companies have been caught on pushing up premiums and blaming it on a large percentage of fraudulent claims when the amount of fraudulent claims was actually in single figures. Also most insurance companies will supply a hire car to their own customers and charge the other insurer the same way an Accident Management company does. I’ll see if I can’t find a link

No, the problem is they do not look into or investigate fraudulent claims, so any numbers quoted are bull****.

If they dont refuse or investigate....how can they ever know how many are fraudulent ? And when it would cost them far more money to challenge and investigate vs just paying out and pushing premiums up....there is little incentive to investigate.
Likewise challenging claims through the court system. Court costs push this approach through the roof, so it's easier for them to settle before it gets that far.

Ultimately we all pay the price, not the insurance companies.

The lying ****s will say it is the so called uninsured that push premiums up.....no, not even close. It'd be a drop in the ocean compared to the corruption within the system and lack of working to prevent fraud.

If anything the only claims they seem to try and refuse or push down, are those making legitimate claims !

 

[Coog]

I find it hard to believe that you wouldn't know what to do with a salvaged car mate......

Sent it to the breakers yard lol

 

[brocks]

Have direct experience of “a company” costing an injured party in excess of £10,000 of his allocated compensation due to their advice...obviously can’t mention company name here, but it is very relevant......

 

[Nicky Glanza]

I may be the only one but I have seen 5+ cars fixed by very reputable companies via accident management companies and stevie wonder would have done a better job

 

[ShaunB]

I may be the only one but I have seen 5+ cars fixed by very reputable companies via accident management companies and stevie wonder would have done a better job

I can vouch for that, a friend had a car repaired via a CRASH repair company, and they made a right pigs ear of it.
3 times it had to go back.
Even now, some of the repaired paint seems to beginning to flake, and its maybe about a year later since repair.

Even the first time he went to collect it, it was filthy inside, there were white feet marks on the mats, white hand prints on the seats.

 

[bill]

Didnt read all the reply's but you can sak for the car back if you want.

 

[Chris_702]

Id an assessor out to inspect a car of mine on behalf of Crash. His words to me "What do you want me to do with this?"
When I questioned what I meant he said do you want it written off and you can buy the car back for a few quid and keep the difference.

 

[Ben P]

@Chris_702 same here.

He was sound. He could see our I was a car guy and thought I might be able to fix it cheaper myself so gave me the option.

I ended up letting the car go as the value we got for it was £1500 more than I paid for it.

 

[_James_]

Id an assessor out to inspect a car of mine on behalf of Crash. His words to me "What do you want me to do with this?"
When I questioned what I meant he said do you want it written off and you can buy the car back for a few quid and keep the difference.

x2. Only car I’ve ever made money on!

 

[Stu Beck]

Same here. Lol. Got more for my rb5 than it was worth. He asked me if I wanted it wrote off or not.