EV Insurance

Woodcutter

RMS Regular
Messages
31,310
We’ve just had our renewal quote through for the iX3, and it is more than twice what it was last year. £500 last year and they’re looking £1068 this year! 🤯

Who are you using to insure your EV?

Looks like Hastings is out the window! 😆
 

Graham2

RMS Regular
Messages
21,820
Drives
RS4
That recent? Even the price comparison quotes closest to last years premium wanted me to fit a black box :rolleyes:

Would be end of May/early June renewal. Was £700 the previous year but that was my first year off the company fleet policy, they credited me with something like 5 or 6 years NCB. When the renewal came in it was £350, I rang Direct Line to check the price was correct and they thought I was looking a bit of discount so took £20 off it :joy:
 

impact

RMS Regular
Messages
3,371
Drives
GT86

EVs are supposed to be something like 40% less likely to be in a crash as generally they have all the latest driver assists but maybe insurers starting to be hit with big repair costs when they do smack?

I know a neighbour that bought running gear and battery from a Tesla a while back that had been wrote off. Showed my the photos of the damage and it didn't look too major but was enough to write it off, not that old at the time.
 

Gavlar

RMS Regular
Messages
10,784
@gpaevo could probably clarify, read something in work saying if an EV/Hybrid vehicle has an impact it could damage/rupture the battery pack but not be evident with fire/explosion for days/weeks until it goes, and when battery packs go it's nearly impossible to extinguish
 

gpaevo

RMS Regular
Messages
9,488
Location
North Down Riviera
Drives
Audi B9.5
@gpaevo and when battery packs go it's nearly impossible to extinguish
Once they are in thermal runaway it's game over. Even after being submerged for a week the damaged cells have ignited again once dry.

For ref, the 'smoke' they give off is actually a highly toxic, combustible gas cloud.

Screenshot_20230417_185345_Gallery.jpg
 

Coog

Admin
Messages
47,806
Drives
GTI
Massive increases across the board not just EV's. My van went up 25% on renewal and it's as basic and simple as they come these days.
 

Boydie

RMS Regular
Messages
53,969
Location
Co.Antrim
Drives
S3 Revo
My health insurance came down. House insurance was £7 more for the year.

Private health? Ours went up, only £5 a month but still - making use of it for sure this year! Not sure when house insurance is up, its all sickening!
 

Rocko

RMS Regular
Messages
65,016
Location
Rockingham
Drives
Pure Soul
Yeah, Aviva. Was shocked since they love to jack the price up then negotiate back down to what it was last year.
 

Boydie

RMS Regular
Messages
53,969
Location
Co.Antrim
Drives
S3 Revo
Yeah, Aviva. Was shocked since they love to jack the price up then negotiate back down to what it was last year.

That's who we are with too, currently have 3 claims going on with them and been ok to deal with so far.
 

AC

RMS Regular
Messages
3,008
Our non-EV policy went up considerably this year with no changes and I couldn’t get it cheaper anywhere else than the Admial multi-car we were already on. It was over 50% increase. Couldn’t believe it.
 

Snoopcousins

RMS Regular
Messages
2,914
Location
Lisburn
Drives
M3
Our non-EV policy went up considerably this year with no changes and I couldn’t get it cheaper anywhere else than the Admial multi-car we were already on. It was over 50% increase. Couldn’t believe it.
Yep my Admiral multi-car policy went up 50% this month too,
Phoned them and still Ended up with about a 22% increase.
Still Cheaper than the individual quotes I’m getting elsewhere
 
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