good ways to pull off insurance for 17 year old........

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djlee_dj

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2500 first year (18yo)
1200 second year (19yo)


driving 2 years, started driving when i was 18 (now 19)

3rd party, own name
 

brendy

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kerzo said:
pablo said:
does the main driver not have to be the person who drives it most?


technicality :p


plus, how are you gonna prove it too!!
when your folks turn up in their cars to see the mess you made of the "third" car!!!! D'oh!
, if youre gonna drop a bollock might as well make it as big a bollock as possible! get it into the paper and everything!
bend over!! :lol:
 

Arouser

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saxo 1.2 SX grp 3, in my name 5400, in my mums name an me as name driver 4900!!!!! its a friggin £1000 car!!!!! the company tht me ma n das with with wont let under 21s on any policys. me ma drives a 1.9DCI scenic its only grp4 n was really hopein to get on the insurance for that, da drives a 318i thers no chance ther like, im ragin.
 

Kerzo

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brendy said:
kerzo said:
pablo said:
does the main driver not have to be the person who drives it most?


technicality :p


plus, how are you gonna prove it too!!
when your folks turn up in their cars to see the mess you made of the "third" car!!!! D'oh!
, if youre gonna drop a bollock might as well make it as big a bollock as possible! get it into the paper and everything!
bend over!! :lol:


there are only 2 cars at our house, my mum's and "my dad's" ;) :p


anyway, 3 years hitch free and accident free years next month *touch wood*
 

Richy

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kerzo said:
anyway, 3 years hitch free and accident free years next month *touch wood*

pfft, cudda been a different story if it wasnt for the likes of me ;) who'd have thought chewing gum wud be dangerous when driving :p

aaaah the old insurance debate. id no choice but to "bend over" as brendy put it, and get welted at the end of every month to pay my insurance. £2280 TPFT on the RS1100, last payment was on monday there... well, it will be whenever i send it thru, direct debits work a lot better when there is actually money in ur account :oops: well, i only missed 2 payments out of 11, not too bad for a beginner methink... been quoting on the rs 1400 recently, best one is from Liverpool Victoria, £1560 FC... i cant wait!! its £52 cheaper every month and the initial deposit is half of what my 1st years policy was, so im happy...

Year 1 : £2280 TPFT Fiesta RS 1100
Year 2 : £1560 FC Escort RS 1400 (all mods declared btw)

to be safe, id just bight the pillow, and go for it in ur own name, if u get a quinn policy, u can drive other ppl's cars anyway, so ur flying... as long as they let you. might be cheaper in ur parents name, just too many un-answered questions about it for my liking, better safe than sorry.

[/waffle]

Richy
 

carmad.

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the idea said:
saxo 1.2 SX grp 3, in my name 5400, in my mums name an me as name driver 4900!!!!! its a friggin £1000 car!!!!! the company tht me ma n das with with wont let under 21s on any policys. me ma drives a 1.9DCI scenic its only grp4 n was really hopein to get on the insurance for that, da drives a 318i thers no chance ther like, im ragin.

ok mate if u dont care what u drive and want on the road today buy a astra van 1.7 td u know the one that looks like an estate car tell them u r a selfemployed electrican and bingo 1200 quid a year thats what my bros cost him the day he got his licence on his 17 th birthday with quinn direct (comercial policies r cheeper and they will cover under 21 s )
 

Rachie

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to be fair i think insurance is one of those things that differ from one person to the next. u'll always get someone arguing black is white. just shop around, have quotes done every way u can think, u'll find somethin that suits :grinning:
 

Ashton

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the idea said:
saxo 1.2 SX grp 3, in my name 5400, in my mums name an me as name driver 4900!!!!! its a friggin £1000 car!!!!! the company tht me ma n das with with wont let under 21s on any policys. me ma drives a 1.9DCI scenic its only grp4 n was really hopein to get on the insurance for that, da drives a 318i thers no chance ther like, im ragin.


if you pay that you are nuts, you can get that far far cheaper, is ur mum on her provisional or something? :p
 

Arouser

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apparantly cos its a 2nd car under her name the cover gets loaded for the youngest driver....
 
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