Rocko
RMS Regular
It would make things a million times easier, but every third car would have a dodgy cert.
Whats going on with MOT Availability at the moment?
- Thread starter moglie
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It would make things a million times easier, but every third car would have a dodgy cert.
A lot of insurers don't care about an MOT, they just knock a percentage of the payment.
If the car was faulty it might be a different story though.
NI_Volvo_Nut
RMS Regular
If you seen the quality of work some of these "garages" presented as "MOT Prepared"...….
Just incase if that the car is 3 years old then once registered here it should't need MOT'd until next year.
natogreen16v
RMS Regular
That's why I was hoping for a reply from someone who actually had got caught. I knew it was £60 but just to settle the others in this thread.
It's hardly worth worrying about for £60. Book it, drive on.
davecoupe
RMS Photographer
£60, no points and the cop made sure to make me look like a t**t in front of my boss who was in the passenger seat (and rightfully so, I was a proper t**t to let it expire)
I thought I got off really lightly to be honest but I think the next stage up from the £60 fine is to impound the car so there is a massive leap in the penalty there. It was a genuine mistake in my case, but for a £60 fine, I can see why so many cars are running about with no MOT.
gpaevo
RMS Regular
Correct!
Crow555
RMS Regular
I got my reminder last week, tells me my MOT expires July 15th. Remembered this thread so I thought I would check straight away for the earliest available.
July 19th.
It’s not the daily so not bothered by a few days but jeez, there's something badly wrong with the MOT system here at the moment.
July 19th.
It’s not the daily so not bothered by a few days but jeez, there's something badly wrong with the MOT system here at the moment.
It’s not correct
If it was then the police would also issue the points and fine for no insurance
All insurance policies I have read simply state the vehicle must be in roadworthy condition - an MOT is not proof of this and lack of MOT is also not evidence it isn’t roadworthy
Think about those folks who make sure they change aspects of the car to pass MOT - changing to narrower wheels, raising suspension etc. They could be deemed unroadworthy and therefore uninsured despite having an MOT if when they change it back it causes it to be unroadworthy
On the flip side think of somebody who has a car in a condition that would pass an MOT but happens to be late at doing so - their car is still roadworthy and therefore insured
Screenshot from my insurance below where it outlines roadworthy condition but not MOT. MOT proves roadworthy condition only at the time of the test and that is clearly stated on the certificate
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Rocko
RMS Regular
My dad got driven into by a guy with no MOT. Nobody cared it had lapsed.
natogreen16v
RMS Regular
@davecoupe cheers for the openness Dave. I know what you mean regarding the boss situation. Even if he didn't take it overly serious I'm sure you'll get the odd dig about it.
At the moment im sure you're not the only one in this situation.
At the moment im sure you're not the only one in this situation.
gpaevo
RMS Regular
Good luck to anyone hoping for insurance to pay out if your MOT has lapsed regardless of fault.
Artoir
RMS Regular
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It happens every day. Unless the car was actually unroadworthy and they want to claim that contributed to the accident.
And if you’re driving a car in that state then you deserve a kick up the brown anyway.
Any experience of this or just conjecture? The terms and conditions for my insurance state nothing about MOT status
Rocko
RMS Regular
As above, the guys insurance fixed my dads car. Unfortunately it was a Peugeot 408 that I was hoping would be written off.
gpaevo
RMS Regular
I stand corrected.
What's this then? Taken from my directline policy document.
Without a current MOT, your car insurance would become invalid. Not having a valid MOT certificate is illegal under Section 47 of the Road Traffic Act 1988 and you run the risk of facing a £1,000 fine and a charge of six to eight penalty points on your licence by driving without one.
Not only that but if you have an accident and don’t have an up-to-date MOT certificate, you’ll be liable to cover the costs.
What's this then? Taken from my directline policy document.
Without a current MOT, your car insurance would become invalid. Not having a valid MOT certificate is illegal under Section 47 of the Road Traffic Act 1988 and you run the risk of facing a £1,000 fine and a charge of six to eight penalty points on your licence by driving without one.
Not only that but if you have an accident and don’t have an up-to-date MOT certificate, you’ll be liable to cover the costs.
Im not saying you are wrong as I genuinely don't know the position of insurers but they will always cover the 3rd party damage caused by their driver - they may not cover the damage to their own drivers car.
That means directline won't cover if you're mot is invalid. Doesn't everyone else's ploicy is the same.
As @Phil_EK9 says this is something specific to your policy, mine clearly doesn’t have the same statement
I’ve also never held insurance that states what your Directline policy does but then I’ve also never been insured by Directline
Gaz86
RMS Regular
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I work round the corner from Mallusk MOT centre, when I'm leaving around 4pm every day I look over and the hall is either empty of damn near empty! I've been worked working up here just over a year and it always looks that way. Can't speak for other centre's but I'd be trying that one