Car Insurers in Northern Ireland

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linty264

RMS Regular
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1,749
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Portydown
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Celica GT
elephant.co.uk suck salty balls. They wanted another 282 quid for last years insurance because i forgot to tell them about 3 points i had for an accident even though i filled in the details of the accident. Apparently their gonna end up sendin it to a debt collection agency if i dont pay them. lol
Anyone else had probs like this? :confounded:
 

andy_gdon

RMS Regular
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14,639
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Jordanstown
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GTi Polo
If you filled it in on your application for insurance with them then its their fault. But if you failed to mention the fact you have 3 points then they are within their rights to through the book at you....for providing false or misleading information.
 

pablo

RMS Moderator
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67,033
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Glengrimley
they were screwing me loads for 3 points too.

afaik they cant back charge you for omissions as you werent properly covered anyway if you claimed.
 

pablo

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67,033
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Glengrimley
adding on a lot to a quote. (£300) so i went elsewhere.

as for insurance afaik you can cancel it anytime and walk away so I dont see how they can charge you unless you are making a claim or something.
 

linty264

RMS Regular
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1,749
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Portydown
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Celica GT
i didnt make any claims and paid in full and it was only when i went to renew the insurance a few weeks ago they double checked the details with me and i mentioned the 3 points i forgot to enter. so basically if id kept my bloody mouth shut they wouldnt have noticed.lol
 

pablo

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67,033
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Glengrimley
they cant charge you for the prev year as if you had claimed they wouldnt have paid so why would you have to pay for no service?
 

Coleen

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504
Location
magherafelt
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audi a3
im insured wit zuriach .... when i went 2 claim all my mod's they only lifted it £50 happy days!!! n thats EVERYTHING claimed at the value that i paid 4 everything
 

pablo

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67,033
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Glengrimley
pug106_chick said:
im insured wit zuriach .... when i went 2 claim all my mod's they only lifted it £50 happy days!!! n thats EVERYTHING claimed at the value that i paid 4 everything

any performance mods? They wouldnt allow me an air filter
 

Crimson Viper

New Member
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1,986
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in your mind!
Drives
Integra Type R D
ok well i'm with a company in donegal, called Birtton, its 1,800 euro fully comp, windscreen cover the lot and damage excess of 192.00 which is great.

And i got to ask, how in gods name do ye nearly all have points?
Do ye not know where the camera's are and soo on???
 

Porter

RMS Regular
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4,215
not a case of knowing where the cameras are,

They are mainly the mobile van and tripod ones, so no one knows where they will pop up!!
 

Crimson Viper

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1,986
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in your mind!
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Integra Type R D
hummm ok. I've ebign spotted by the guards with camera's for speeding many times, havent got any points. I always wave at them and keep going. Maybe i'm just lucky.
 

Smick

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4,633
Location
Belfast
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CLA45
Hyundai_Coupe said:
hummm ok. I've ebign spotted by the guards with camera's for speeding many times, havent got any points. I always wave at them and keep going. Maybe i'm just lucky.

lol like your style
 

shae

New Member
Messages
1
would anybody know of any insurance companies who insure 17 year olds and also allow they to modifiy if possible :grinning:
 
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