Insurance policy, regarding driving in ROI after Brexit

[Gambit]

@Tony@Greenlight

Will there be any issue with existing NI insurance policies and driving in Republic of Ireland after Brexit? or is it just scaremongering

Cross-border drivers 'may need green card'

 

[Dave..]

@Tony@Greenlight

Will there be any issue with existing NI insurance policies and driving in Republic of Ireland after Brexit? or is it just scaremongering

Cross-border drivers 'may need green card'

It used to be that if you were driving outside the UK you needed a green card. I remember what I renewed my insurance a green card was included.

 

[McKay]

Green card is fairly standard for European insurance cover.

 

[Gambit]

had a look there at my Greenlight insurance policy

HIGHWAY INSURANCE HEREBY CERTIFIES that the Insurance to which this Certificate relates satisfies the requirements of the relevant law applicable in Great Britain, Northern Ireland, the Isle of
Man, the Island of Guernsey, the Island of Jersey or the Island of Alderney.

This insurance applies in respect of accidents or losses occurring in all member countries of the European Union,
Andorra, Iceland, Norway, Serbia and Switzerland.

so the question probably is still relevant in that will the insurance policy remain as is, and still cover all EU countries. dont see why not but just for clarification sake. as ill be in the south on brexit day!

 

[Chris666]

This is on my bike policy

This Certificate of Motor Insurance takes the place of an International Motor Insurance Card (Green Card) This Insurance also applies throughout the European Union and in Liechtenstein, Norway, Iceland and Switzerland. This gives the minimum cover required by the law in each of the above countries.

I'd take a guess that it would just be a matter of asking insurer for similar?

 

[chris_b]

Just talking about on the news, green card and some certificate of insurance required apparently and the same for southern drivers crossing into Northern Ireland

 

[Chris666]

Insurers are saying they can't issue a GC until 30 days before travel... That'll be fun

Requirements for all UK citizens driving abroad from 29 March 2019

 

[gpaevo]

What a load of fukaboutery!! Complete balls. I am up and down to the south on a few days notice for work.

 

[andy9eleven]

That’s useful to know. Thanks for posting. Will speak to my insurer as I’m up and down all the time.

More needless life hassle!

 

[impact]

Going to need an IDP also if you plan to drive or hire a car in EU if there's a no deal. Don't think it's required for the South.

International Driving Permit | Post Office

 

[Chris666]

^No IDP needed for ROI and same from ROI Northbound. Anywhere else in EU, yup.

 

[Cookie Munster]

You know come the summer they'll be all over the border roads, looking for the bikers out for a run.

 

[Chris666]

You know come the summer they'll be all over the border roads, looking for the bikers out for a run.

Yup, fines and points galore

 

[G N K]

Wtf is this crap about, I'm never out of the South.

 

[loliver]

I work in the south. This brexit stuff really is a pain!

 

[Chris666]

Wtf is this crap about, I'm never out of the South.

In the event of a no deal crash out of the EU(therefore, borders) pretty much immediately drivers who do not have a green card** from both sides of the border will be driving without insurance.

**A green card basically says 2 things,

1) you have insurance
2) your insurance is covering you for the legal minimum level of cover for that country. Currently Third Party Only

As above, Gambits policy is different to mine, which could well mean he would be uninsured in the ROI on 29/3, whereas I would not.

This whole thing may be scaremongering, but keep in mind a GC can't be issued until 30days before travel, so if you need to travel to the ROI on the 31st for work on monday, you would really need to be contacting insurer end Feb.

 

[G N K]

In the event of a no deal crash out of the EU(therefore, borders) pretty much immediately drivers who do not have a green card** from both sides of the border will be driving without insurance.

**A green card basically says 2 things,

1) you have insurance
2) your insurance is covering you for the legal minimum level of cover for that country. Currently Third Party Only

Cheers Chris I'll have to ring insurance and look into this then if that's the case.

 

[Chris666]

Updated post Gav

 

[Chris666]

The Irish take on it. BREXIT

 

[gpaevo]

The Irish take on it. BREXIT

FFS, what a pain in the hole.

 

[Chris666]

^Indeed. With bike tour plans I'm watching how it all unfolds very closely.

 

[andy9eleven]

This is pretty significant:


I have a multi vehicle insurance policy. Will my Green Card cover all the vehicles on my policy?

No. Each Green Card applies only to one specific vehicle and one specific motor insurance policy. So each of the vehicles will require their own specific Green Card.


In other words it’ll be impossible to hold a multicar policy and drive anything other than 1 of the cars in the south.

 

[Chris666]

I read that as a separate card will be required for each car on the policy.

 

[andy9eleven]

Mmmm. I’m reading that as 1 specific car and 1 specific policy ie 1 green card per policy with a car reg on it.

Whereas I think my multicar is 1 policy number but 3 car regs on it.

 

[andy9eleven]

Mmmm actually you could be right @Polobrat666 !!