Putting a bigger engine in ur car?
- Thread starter LOUDclio
- Start date
- Status
pablo
RMS Moderator
- Messages
- 67,031
- Location
- Glengrimley
mot wont care unless they check the engine code or it fails emissions.
insurance will go banannas tho
only way to do it is to use an engine of the same appearance and hope noone noticed but its a risky venture.
insurance will go banannas tho
only way to do it is to use an engine of the same appearance and hope noone noticed but its a risky venture.
- Thread Starter
- #4
But this engine would be well noticable like. They would be able to tell straight away even by the sound of it. Different ppl say different things; some say mot wont care as long as its running ok while others say it has to be the same engine as the tax book.
Sorry mate, but it's in your best interest to inform your insurance company!
As for the MOT people, they have to ensure the car they inspect is the same as the vehicle listed on the V5, and don't forget if you are involved in an accident and an insurance assessor is sent out, the insurance company will use any excuse not to pay out, you will have given them the perfect reason to keep hold of their money cos you have made a false statement to them, even if you were hit by someone else.
If you do change to a non-standard engine, you will be asked by your insurance company to obtain an engineers report before they will give you a quote. That report will also have to be sent to Coleraine so your V5 is ammended, the car may have to be re-inspected at an MOT centre.
Is it worth the hassle? Buy another car.....
As for the MOT people, they have to ensure the car they inspect is the same as the vehicle listed on the V5, and don't forget if you are involved in an accident and an insurance assessor is sent out, the insurance company will use any excuse not to pay out, you will have given them the perfect reason to keep hold of their money cos you have made a false statement to them, even if you were hit by someone else.
If you do change to a non-standard engine, you will be asked by your insurance company to obtain an engineers report before they will give you a quote. That report will also have to be sent to Coleraine so your V5 is ammended, the car may have to be re-inspected at an MOT centre.
Is it worth the hassle? Buy another car.....
iain
New Member
- Messages
- 529
- Location
- Saintfield/Crossgar
pablo said:insurance will go banannas tho
is that a new type of fruit??
Rite, MOT dont give a ****, Unless you get a real p***k of an MOT inspector that spots it... Insurance wont pay out, if you have a accident, But if you have an accident will you be tellin them?
If you buy another Car with the proper engine size on the taxbook, you'll probley be payin twice as much insurance..
What size is the car? I take it that its a clio? If it is, Drop in a R5GTT plant (1.4 Turbo) and just insure it as a 1.4 clio... Then your not tellin any lies
If you buy another Car with the proper engine size on the taxbook, you'll probley be payin twice as much insurance..
What size is the car? I take it that its a clio? If it is, Drop in a R5GTT plant (1.4 Turbo) and just insure it as a 1.4 clio... Then your not tellin any lies
kerzo said:
I fail to miss the point here? What does happen? Nothing... If you dont claim for your car an insurance guy usually doesnt come to look at it... The cops dont have a clue (Believe me when I say they cant tell a 1.6 Vaux from a 2.0, or a 1.4 Vaux engine from a 2.5 v6 SAAB engine... Or even better a 1.8 16V from a 1.7 TD...)
And no, Thats not why I have insurance... If I smash into someone I dont want them claiming off me and leaving it so I cant get insurance again... I have insurance to pass the police, if it wasnt LAW, I wouldnt, nor would anyone I know have it!
MR2 super GT
RMS Regular
fair point dermot. if we were all honest im sure we would all say the same as you have.
yes i meant it in a different wat dermot :lol:
if i had the choice i wouldnt have insurance either but its only to stay legal! but imagine if you had a smash and really injured someone else and you had a bigger engine than normal and your insurance assessor picked up on this and your insurance co. wouldnt have to act as its now a void insurance policy! you would become bankrupt with the court case ahead of you......maybe i am looking too far into this!
if i had the choice i wouldnt have insurance either but its only to stay legal! but imagine if you had a smash and really injured someone else and you had a bigger engine than normal and your insurance assessor picked up on this and your insurance co. wouldnt have to act as its now a void insurance policy! you would become bankrupt with the court case ahead of you......maybe i am looking too far into this!
MR2 super GT
RMS Regular
no you have it spot on. but u caim claim bankruptcy meaning you can never have a back account ever again but u get to pay of your debt to the other person and the court like £10 a week.
and if you reallly get desperate when u get taken to court you automatically find out where the other person lives... so a bit of GTA Vice city style intimidation might persuade them to drop the case.
and i know there is a possibility someone might have been badly injured or killed but its either that or become homeless.
:?: im sure my views are a little too extreme for some.
and if you reallly get desperate when u get taken to court you automatically find out where the other person lives... so a bit of GTA Vice city style intimidation might persuade them to drop the case.
and i know there is a possibility someone might have been badly injured or killed but its either that or become homeless.
:?: im sure my views are a little too extreme for some.
Lolly
New Member
hmmm interesting... i woz thinkin of puttin new engine in mine, but not sure now!
Nicky
RMS Regular
- Messages
- 24,627
- Drives
- HiluxSurf
Dermot said:
I agree with ya there.. If it was optional, i dont even think 10% of people would be insured..
It should be like that far East.. Lowest category of insurance is Pedestrian Liability, cost as much as a tank of fuel.. I mean, how often do ya knock someone over? lol
- Status