then fone hughes and get on the "Norwich Union" poilicy they offer, theres one for 18-25 and another for 25-30 i got a very reasonable quote (£502 with 3 yrs no claims, aged 25 on a 1.4) without declarin any mods but after foning adrian flux for £300 more i can have the everything covered/insured including replaced like 4 like and after a recent incident with a taxi driver which coulda been much worse i want everything declared!