Insurance Question
- Thread starter polotdi
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Gambit
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did you ring open & direct? they insure me for 370FC and i told them everything thats on the car
KeithRobinson
RMS Regular
Have you tried quinn direct? They should be fairly good for your age group. How old are ya?
I'm paying £800 on my 2.0L Turbo Nova, all mod's declared, agreed value of 9k, limited to 3k a year with Adrian Flux (i'm 25 with full ncb)
I got a quote from greenlight for under £500 but with a 6k agreed value and it was too late to cancel with Flux.
How old are you? How many yrs ncb?
Keith
KeithRobinson
RMS Regular
PM Sent
KeithRobinson
RMS Regular
I'm really supprised that your getting quotes over 1k modifyed, it's not like you've fitted a supra engine lol.
Gambit
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@poldti - just tell them your insurance is up in the next week, to get a price out of them. im old 31 with a lot of no claims 9yrs but it was about 500 cheaper than anyone else would quote. apart from greenlight who i was with, but open & direct will beat any price by £25
also tell them your best price is 500 or something and just name some other insurer like elephant when they ask
@Keith - yeah, im with Sabre.
also tell them your best price is 500 or something and just name some other insurer like elephant when they ask
@Keith - yeah, im with Sabre.
ak89
RMS Regular
I'd have thought you'd get insured for around £500 - £600 with everything declared, being 21, female and with 3 years NCB 
- Thread Starter
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- #61
yeah me too but apparently it doesn't work like thatI'd have thought you'd get insured for around £500 - £600 with everything declared, being 21, female and with 3 years NCB
got bell down to 828 with mum and dad both on the policy with dad's points declared.- Thread Starter
- #64
i can get it for 380 for not being lowered. 800 isn't too bad in comparison to what I have been paying but it's double what I could get it for. and the way things are going I would rather leave it standard and sell the springs. the company won't take them back.
Open and direct told me there that none of their companies cover lowered cars and I mentioned sabre and they said they don't do it. I don't know how some people have it covered and they won't do it again.
They've obviously covered them before and then these customers must have had accidents. Higher risk = not providing cover. Greenlight wont insure you because the cars probably not in a high enough insurance group to begin with, not that its 'not modified'.
Graham2
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Greenlight wouldn't quote my BMW last year when it was standard. I tried them again this year when it was lowered with alloys and they covered it. Speak to them and tell them its lowered and see if they can quote it, if they can then get your springs fitted immediately.
- Thread Starter
- #70
Hi Lisa,
We do cover some Polo models (G40, Gti etc) but i'm afraid that a Polo Tdi would not qualify for our performance car Insurance schemes.
Our range of Insurers is being expanded and we should be able to do something in the next month or so, but the ethos of the schemes we currently have available in Northern Ireland would not cater for you right now.
Sorry
Kind regards
Tony
ps. that's so rude John!!!
We do cover some Polo models (G40, Gti etc) but i'm afraid that a Polo Tdi would not qualify for our performance car Insurance schemes.
Our range of Insurers is being expanded and we should be able to do something in the next month or so, but the ethos of the schemes we currently have available in Northern Ireland would not cater for you right now.
Sorry
Kind regards
Tony
ps. that's so rude John!!!
Tony@Greenlight
RMS Trader
Hi Lisa,
As you're clearly having a nightmare, leave this with me and I'll contact the Underwriters to see as to whether there is anything we can do on a bespoke basis.
Our schemes in Northern Ireland are wholly aimed at performance models, which can (preferably) be modified.
The modifications will be what gives us a shot at trying to bespoke something - would the remap be on there by your May renewal date?
Tony
Ps. We have another Underwriter coming online (QBE) who will be available to us shortly within Northern Ireland - it's likely they will be able to quote, so may have a 2nd option as your policy being due in May may give us enough time to set up the trading systems & necessary controls etc before your renewal date.
As you're clearly having a nightmare, leave this with me and I'll contact the Underwriters to see as to whether there is anything we can do on a bespoke basis.
Our schemes in Northern Ireland are wholly aimed at performance models, which can (preferably) be modified.
The modifications will be what gives us a shot at trying to bespoke something - would the remap be on there by your May renewal date?
Tony
Ps. We have another Underwriter coming online (QBE) who will be available to us shortly within Northern Ireland - it's likely they will be able to quote, so may have a 2nd option as your policy being due in May may give us enough time to set up the trading systems & necessary controls etc before your renewal date.
- Thread Starter
- #72
Hi Tony.
Thanks so much, that'd be great if you could. I have tried literally every broker and insurer here to no avail! The majority of others are talking about how much they saved and the really good prices and I can't seem to find any!
Right I get you now, I was taking it more modified than performance models.
Chances are that it won't be but it could well be coming soon!! Depends how much insurance skins me!! I prefer to pay for my insurance in a lump sum rather than monthly installments if that helps any?
Yeah, I have until the 1st May to get this sorted but being the early bird I have started looking early! Keep in touch and let me know how things are going.
Thanks for your help,
Lisa
Thanks so much, that'd be great if you could. I have tried literally every broker and insurer here to no avail! The majority of others are talking about how much they saved and the really good prices and I can't seem to find any!
Right I get you now, I was taking it more modified than performance models.
Chances are that it won't be but it could well be coming soon!! Depends how much insurance skins me!! I prefer to pay for my insurance in a lump sum rather than monthly installments if that helps any?
Yeah, I have until the 1st May to get this sorted but being the early bird I have started looking early! Keep in touch and let me know how things are going.
Thanks for your help,
Lisa
pablo
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could you insure it as remapped anyway? and get it done a month or two down the line?
Tony@Greenlight
RMS Trader
Hi Lisa,
Scary
Just posting upon this thread as your PM arrived.
We are a performance car insurance specialist as we prefer to cover vehicles that people are endeared to rather than A-to-B models.
In addition, we also like the positive moral factor with modifications. Namely the additional care from people who are spending money that they often do not need to upon their vehicles, which to us demonstrates they care about their car, how it handles, looks & performs.
We are a genuine specialist Insurance provider who deals with numerous forums and tuners upon the mainland and has extensive experience of the technical impact of modifications upon a vehicle.
Lowering your vehicle often improves the roadholding & handling of your vehicle, which providing you have the correct ground clearance would not impact upon the premium quoted.
Our main problem was the base model of your vehicle being non performance. But having proven a point in Northern Ireland over the last 2 years the additional markets are now coming on board to cater for risks such as yours.
Kind regards
Tony
Scary
Just posting upon this thread as your PM arrived.
We are a performance car insurance specialist as we prefer to cover vehicles that people are endeared to rather than A-to-B models.
In addition, we also like the positive moral factor with modifications. Namely the additional care from people who are spending money that they often do not need to upon their vehicles, which to us demonstrates they care about their car, how it handles, looks & performs.
We are a genuine specialist Insurance provider who deals with numerous forums and tuners upon the mainland and has extensive experience of the technical impact of modifications upon a vehicle.
Lowering your vehicle often improves the roadholding & handling of your vehicle, which providing you have the correct ground clearance would not impact upon the premium quoted.
Our main problem was the base model of your vehicle being non performance. But having proven a point in Northern Ireland over the last 2 years the additional markets are now coming on board to cater for risks such as yours.
Kind regards
Tony
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