What will i lose?

[B1 MBO]

I crashed in September and had 4 years no claims. i renew my insurance in august and was wondering how much no claims i will lose. A friend said he only lost 2 years when he crashed but somebody said i will lose it all. Does anyone know? :?

 

[Boydie]

i thought once u claim u lose it all :?

 

[B1 MBO]

i thought once u claim u lose it all :?

thats what i thought too. my insurance was £475 this year and it's prob gonna go up to £900. :cry:

 

[pablo]

depends on the size of the claim afaik. small claim wont lose u much - big claim lose the lot.

did you ask the ins company? and was the accident your fault?

 

[Boydie]

i thought once u claim u lose it all :?

thats what i thought too. my insurance was £475 this year and it's prob gonna go up to £900. :cry:

even so lukcy you!!

 

[B1 MBO]

depends on the size of the claim afaik. small claim wont lose u much - big claim lose the lot.

did you ask the ins company? and was the accident your fault?

my car cost £3200 to fix, the other car written off but it was only worth £200. it was my fault and he's going for an injury claim when he was fine and dandy! :x I'll ring my insurance later this month to ask about his claim anyway so i'll ask then.

 

[TheLarneMan]

It's like most insurance problems - depends on the company.

I claimed £14700 off Endsleigh a few years ago and lost 2 years NCB.

 

[Terry]

I know some people who have been in accidents and kept all NCB but i think your policy must have protected no claims or something like that. As you say it'd prob be best to ring the company.

 

[Mark]

I lost 2 years during mine. Not my fault uninsured driver but my company had to pay out therefore i lost my NCB. How odd!!

Now its protected all the way. Not gonna lose any again

 

[VEN©M]

most insurance companies state in their terms and conditions about the results of a claim on your policy.

Most (i cant say all) will knock your NCB back 2 years with each claim. if you only have 2 years to start with then you lose it all. I dont believe it is related to the size of the incident.