Whats everyones insurance?

[Tony@Greenlight]

Hi Everyone,

Not sure if this is the best place to put this, but i've been getting a lot of quote requests via PM and wanted to explain that whilst I can indicate whether it's worth putting an application with us, ultimately the application will need to be made via our website.

So, if your policy falls due for renewal shortly and you would like a comparitive quotation to see if we can help.

Alternatively, it may be that you're changing to a performance/modified car, or adding modifications to your car that your existing company can't help with.

Either way we'll try our best to help, so if you get 5 minutes spare log onto Greenlight Insurance

Here ends the information broadcast from the Greenlight party

Kind regards

Tony

 

[Tony@Greenlight]

insured with: Hughes
What age are you: 33
How many years ncb: 12
Penalty points?: 3 missus 3 also.
car insured on: Impreza WRX Bugeye
price: £650.

your own name?

No, apparently I cant have two performance motors under one policy so the missus had to put the policy in her name with me as main driver.

Costimg me 300 quid a year more as she only had a couple of years ncbs compared to my 12, fantastic.

Hi Brendy,

Just saw your post about hughes charging £300 more and getting you to cover the vehicle in your own name.

To be fair to Hughes this was probably due to your looking to use one set of accrued NCB (that was already being used upon the X5 with us) on two vehicles at the same time. Which is something that most Underwriters will not do.

A handful of Insurers will do a mirrored NCB, but due to the nature of the risk involving this magnitude of vehicle (impreza/EVO/Porsche/ferrari/maserati/lotus etc.) the respective Underwriter is likely to require actual NCB and would probably refrain from covering vehicles like this on an introductory/mirrored NCB basis.

Thus the switch to your wife's name in an attempt to at least use some, rather than zero NCB was probably what happened.

Anyway, it's been a while since we last spoke so I hope that youve had a great christmas & all's been well with you and yours

Kind regards

Tony

 

[Chris_702]

What company are you insured with? - Hughes

What age are you? - 17

How many years ncb? - 0

What car are you insured on? - Suzuki Swift

Whats the price? - £1100 under her name.

penalty points? -2

declared mods? - no mods.

in your own name? - mums

 

[brendy]

Hi Brendy,

Just saw your post about hughes charging £300 more and getting you to cover the vehicle in your own name.

To be fair to Hughes this was probably due to your looking to use one set of accrued NCB (that was already being used upon the X5 with us) on two vehicles at the same time. Which is something that most Underwriters will not do.

A handful of Insurers will do a mirrored NCB, but due to the nature of the risk involving this magnitude of vehicle (impreza/EVO/Porsche/ferrari/maserati/lotus etc.) the respective Underwriter is likely to require actual NCB and would probably refrain from covering vehicles like this on an introductory/mirrored NCB basis.

Thus the switch to your wife's name in an attempt to at least use some, rather than zero NCB was probably what happened.

Anyway, it's been a while since we last spoke so I hope that youve had a great christmas & all's been well with you and yours

Kind regards

Tony

Yea matey likewise, hope you had a good christmas holiday, weather must be a pain in the arse though!
The insurance under Zoes name is just to get back onto a years ncbs then Ill be giving you a shout, hughes are covering a few years where she was under my cupras insurance so we'll see how it pans out. Mileage wise, we certainly arnt going to break the 7k or whatever limits I have mentioned on both policies so hopefully that will help reduce the premiums next year too.

 

[crazycliobabb]

What company are you insured with?greenlight
What age are you?23
How many years ncb? 5
What car are you insured on? R34 GT-T
Whats the price? 1078

Penalty points? No

Declared mods? Yes

In your own name? Yes

 

[Stuarty1984]

I didnt think greenlight did skylines?

 

[crazycliobabb]

Yea they do mate!!

 

[KillerJim]

What company are you insured with? DirectLine

What age are you? 32

How many years ncb? 10

What car are you insured on? TVR Sagaris

Whats the price? £800 (up £70 from last year)

Penalty points? No

Declared mods? None, its awesome enough

In your own name? Yes

 

[natogreen16v]

32 Jim. God love you

 

[Crimson]

What company are you insured with? - Hughes

What age are you? - 30

How many years ncb? - 7

What car are you insured on? - Skoda Octavia VRS

Whats the price? - £390

penalty points? - 3

declared mods? - no mods.

in your own name? - yer damn right

 

[KillerJim]

32 Jim. God love you

Yea.. except I'm feeling 23 (at least til March and her 24th birthday)

 

[Crimson]

32 Jim. God love you

Yea.. except I'm feeling 23 (at least til March and her 24th birthday)

PMSL!!! Best comeback this year so far - Yo the man Jim!!

 

[Noel McQ]

What company are you insured with? - Quinn Direct

What age are you? - 20

How many years ncb? - 2.5

What car are you insured on? - 1.2 16v Renault Clio

Whats the price? - £800 (its a joke, i know)

penalty points? - 0

declared mods? - Yep (alloys, lowered, induction and sound system)

in your own name? - Indeed

 

[mattylol]

What company are you insured with? - AXA

What age are you? - 21

How many years ncb? - 1

What car are you insured on? -1.4 nissan almera

Whats the price? - £750!!! cars only worth £500ish

penalty points? - 0

declared mods? - standard.

in your own name? - only way fully comp

 

[Mongo]

What company are you insured with? - AXA

What age are you? - 22

How many years ncb? - 3

What car are you insured on? - 318is coupe e36

Whats the price? - £744

penalty points? - 3 (No Seatbelt ... Christmas Day 2008)

declared mods? - standard, pure beaut boi !

in your own name? - Yes, tpft

 

[Cartunes]

What company are you insured with? - Direct Line

What age are you? - 40

How many years ncb? - 6+

What car are you insured on? - Micra 1.0 16v 1996 Absolute Flyin Mo-Sheen!

Whats the price? - £91

penalty points? - 0

declared mods? - ICE ICE Baby

in your own name? - Yes, Fully Comp

 

[Lyons]

What company are you insured with? - Direct Line

What age are you? - 26

How many years ncb? - 5

What car are you insured on? - Mk5 Golf GTi

Whats the price? - £650 odd

penalty points? - 0

declared mods? - None

in your own name? - Yes

 

[Karlito]

What company are you insured with? - Post Office

What age are you? - 18 (17 when got policy)

How many years ncb? - 0

What car are you insured on? - Seat Arosa 1.0 Mpi

Whats the price? - £2500, with third party extension

penalty points? - 0

declared mods? - None

in your own name? - Yes

 

[Crimson]

What company are you insured with? - Post Office

What age are you? - 18 (17 when got policy)

How many years ncb? - 0

What car are you insured on? - Seat Arosa 1.0 Mpi

Whats the price? - £2500, with third party extension

penalty points? - 0

declared mods? - None

in your own name? - Yes

£2.5K for a Seat Arosa!!!

Did you even shop anywhere else lad?

 

[Karlito]

In honesty, only used comparethemarket and post office was cheapest.. :L But sure, you learn from your mistakes

 

[Crimson]

In honesty, only used comparethemarket and post office was cheapest.. :L But sure, you learn from your mistakes

Aye, dont trust those stupid comparison websites, phoning around is much better trust me!

 

[Graham2]

What company are you insured with? - Direct Line

What age are you? - 26

How many years ncb? - 5

What car are you insured on? - Mk5 Golf GTi

Whats the price? - £650 odd

penalty points? - 0

declared mods? - None

in your own name? - Yes

Bit dear

 

[Bronk]

Bit dear

dont be telling him that... he will be on the phone to them complainin

 

[Crimson]

What company are you insured with? Greenlight

What age are you? 26

How many years ncb? 5

What car are you insured on? VW Golf GTi DSG

Whats the price? £490 FC

Penalty points? None

Mods? None

In your own name? Yes

What company are you insured with? - Direct Line

What age are you? - 26

How many years ncb? - 5

What car are you insured on? - Mk5 Golf GTi

Whats the price? - £650 odd

penalty points? - 0

declared mods? - None

in your own name? - Yes

A great advert for Greenlight if I ever seen one

 

[Lyons]

Not really to be honest, i was shafted with Directline because i declared my alloys on the Passat. If it wasnt for that, the quote would have been lower and Adelaide could have beaten it.

Also thats for my Scottish address which is more expensive than Belfast.