quinn direct and driving other uninsured cars
- Thread starter Marty Lad
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steeler
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The problem is say the car isnt insured in anybodies name but ur using your other policy with quinn, if you have an accident as soon as you get out of the car the police can do whoever owns the car with no insurance.
Insurance on other vehicles only covers you while driving, not while parked! -- Well quinns atleast.
Insurance on other vehicles only covers you while driving, not while parked! -- Well quinns atleast.
Gambit
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you (well, me) can drive any car TPFT that is MOT'd & Tax but not insured - the only thing being i cannot leave it unattended in any public place such as streets/carparks etc
i done this for about a month with an MX-6, and it was actually elephant that told me its perfect viable to do so aslong as the car is never left unattended in public places
they also mentioned the police thing, where if stopped just inform them of the situation and that you cant get outta the car. though i think you'd have a hard time trying to convince the police of this. i was never stopped luckily enough
i done this for about a month with an MX-6, and it was actually elephant that told me its perfect viable to do so aslong as the car is never left unattended in public places
they also mentioned the police thing, where if stopped just inform them of the situation and that you cant get outta the car. though i think you'd have a hard time trying to convince the police of this. i was never stopped luckily enough
therock
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Sweet, I can finally take my weekend lambo out for spins.
pablo
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guys just because you got away with it doesnt mean its legal!
what would stop me buying 2 cars. a 1.1 metro and an impreza. insure the 1.1 metro for buttons and punt around in the scoob.
I may be wrong but given the anal nature of insurance companies in screwing us I find it hard to believe.
what would stop me buying 2 cars. a 1.1 metro and an impreza. insure the 1.1 metro for buttons and punt around in the scoob.
I may be wrong but given the anal nature of insurance companies in screwing us I find it hard to believe.
neil205
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im in the same situation with quinn and the definate answer is that the other car has to be insured, quinn are muppets and if u ring again and ask the same question then u will most likely get a different answer
I think the insurance companies assume that by road legal the car must also be taxed. Based on this assumption insurance has to be in place first to get the car taxed so they are assuming that there must be an existing policy covering the car.
On my policy the other car you are driving 'has' to be taxed otherwise i'm not covered to drive it third party.
I would get it in writing from Quinn otherwise they'll be denying everything if it goes to court for an accident or stopped by the filth.
On my policy the other car you are driving 'has' to be taxed otherwise i'm not covered to drive it third party.
I would get it in writing from Quinn otherwise they'll be denying everything if it goes to court for an accident or stopped by the filth.
pablo
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my 205 is taxed but not insured. I wouldnt drive it on the road
i'm just off the phone to quinn there now. I've just set up a policy with them starting tomorrow. And my quote was £15 cheaper on the phone than on the net. Also when she was reading out the Terms&conditions she said "you are also covered on other cars 3rd party only, subject to terms and conditions stated in the policy cover notes".
therock
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pablo said:
seen a tv programme about a load of guys in the london area, all say 25 years old, all owned ferraris, and drove them all 3rd party with a fiesta as their "primary" car. Was pretty interesting!
pablo
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ok - consider this (this has happened to me). A mate is driving my car. we get pulled by cops who ask for ins. mate shows them his insurance which covers driving another car 3rd party. cop happy enough on you go.
how often will they check that my car is actually insured by me? 1 in a 100 - you may even get by a producer in this way. Even in the event of an accident you *might* get away with it.
its a risk, some see it as a risk worth taking but I wouldnt personally. (assuming im right and the car needs to be insured by somebody)
how often will they check that my car is actually insured by me? 1 in a 100 - you may even get by a producer in this way. Even in the event of an accident you *might* get away with it.
its a risk, some see it as a risk worth taking but I wouldnt personally. (assuming im right and the car needs to be insured by somebody)
m3rick
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Wish someone would clear this up.
I know people who buy and sell motors and seem pretty sure they're covered third party on them. If its really the case then we're all paying far too much for our insurance.
I was paying just under a grand on the M3 and it was only out weekends or the occasional evening and spent life in an alarmed garage.
So why not insure a 50 quid fiesta for £200 and fannys your aunt.
Is Keith Robinson off the site not in insurance?
I know people who buy and sell motors and seem pretty sure they're covered third party on them. If its really the case then we're all paying far too much for our insurance.
I was paying just under a grand on the M3 and it was only out weekends or the occasional evening and spent life in an alarmed garage.
So why not insure a 50 quid fiesta for £200 and fannys your aunt.
Is Keith Robinson off the site not in insurance?
pablo
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they maybe have traders mate in which case you can drive what u want
Gambit
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pablo said:
you've sorta lost me on that one.
it didnt matter whether the car was insured by you or not. as long as your mate was correctly insured to drive it then he is the one liable in the event of an accident
pablo
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Im saying that to technically illegal its prob easy to get away with hence so many people *think* its legal
Gambit
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but its not illegal. its perfectly legal to drive an uninsured car on the roads as long as you dont leave the car unattended in a public place - thats when it becomes illegal
i went thru all this with my insurance at the time as i found it too hard to believe also
i went thru all this with my insurance at the time as i found it too hard to believe also
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